Temp Car Insurance
I am going to be staying with my boyfriend in Houston Texas for a few weeks as I check out colleges there. Where can I get temporary car insurance that will cover me while I am driving around the state? I drive a Ford Focus, which is new and I will require full coverage….but I am on a tight budget so I need something pretty cheap, do they offer short term car insurance coverage for people like us?
Hi Rachel, thanks for your email question. You are not alone, there are many people searching for temporary or temp car insurance coverage for things similar to what you are going to be doing. Getting short term car insurance for a short period of time is not really much different than buying a policy for a year or more. Many carriers are not writing policies for less than 6 months because of the risk involved with those policies and the hassle and expense involved with selling the coverage.
I can offer some suggestions for getting insurance discounts, just encase you decide to stay for a while longer, you might as well find a company that will give you discounts that will save you lots of money in the long run. The goal of the insurance company is to make you happy and keep you as a claim free paying customer for life, so lets see if you can get your rate down low enough that you guys can afford in the short term.
You can always CANCEL your policy and ask for a refund on the unpaid balance, but you did not hear that from me…because insurance companies do NOT want their agents to be telling customers to buy a year policy and cancel 1 month later and ask for a refund on the balance. I hope this help you find temporary car insurance coverage that you can afford.